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重复投保应该怎么赔付
释义
法律分析:在重复保险的条件下,采取比例分担方式进行赔偿,各保险人只需要根据各自的保险金额就可以计算出赔偿的比例。
法律依据:《中华人民共和国保险法》 第四十一条 第二款 重复保险的保险金额总和超过保险价值,各保险人的赔偿金额的总和不得超过保险价值。除合同另有约定外,各保险人按照其保险金额与保险金额总和的比例承担保险赔偿责任。
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更新时间:2025/2/22 2:47:38