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问题	与银行协商还款计划-与银行协商还款计划怎么写
释义	与银行协商还款计划是很重要的如果，需要具体评估每个客户的持卡人还款能力，未来负债情况，现有客户储蓄情况，理财情况来做设计，最好是签订协议和还款计划。不同的方案资金运用模式有不同的怎么计算方法，但整体来说可以参考下面的只要公式做贷款负债测算：广州房贷房屋评估价格/抵押房屋价格/房屋总价值/两成首付比例/ 月供/月供总额/月供分期数/日利率/全额供款、两成首付比例、一成首付比例、三成首付比例、全部商贷确定了贷款结构模式之后，要核算出客户每月所需支付利息，保留的首先现金流来做贷款利率测算。当您已经准备好了，想要签订正式合同时，一定要保留好合同资料，不要随意泄露给金融机构。该内容由张胜云律师和律说律答共创回答
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