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问题
买房商业贷款和公积金贷款的区别
释义
“商业贷款”向银行提出申请,由银行放款,按照与银行约定的利率执行;“公积金贷款”可以向合作银行提出申请,也可以向公积金管理中心直接提出申请,由公积金管理中心放款,按照与公积金管理中心约定的利率执行(各城市的公积金贷款规定有所不同,具体申请细则,建议与当地公积金管理中心详询)。
法律依据
《住房公积金管理条例》第十五条
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更新时间:2026/7/2 3:16:17