债务负担沉重怎么办-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	债务负担沉重怎么办
释义	律师分析: 债务负担重，如果只是暂时无能力偿还，可以先同债权人商量或由法院裁决，申请分期偿还，可以制定还款计划，减轻还款压力。如果永久无能力偿还，那就需要经过法院审理、作出判决，再付诸执行，债务人有多少个人财产可供清偿，债权人就可以拿多少。【法律依据】: 《中华人民共和国民法典》第一百零八条债务应当清偿。暂时无力偿还的，经债权人同意或者人民法院裁决，可以由债务人分期偿还。有能力偿还拒不偿还的，由人民法院判决强制偿还。
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