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问题
借条和借款合同有什么区别
释义
借款合同与借据的区别:二者的成立方式和含义不同。借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同;借据一般由债务人书写并签章,表明债务人已经欠下债权人借条注明金额的债务。
【法律依据】
《民法典》第六百六十七条,借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
《民法典》第六百六十八条,借款合同应当采用书面形式,但是自然人之间借款另有约定的除外。
借款合同的内容一般包括借款种类、币种、用途、数额、利率、期限和还款方式等条款。
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更新时间:2025/5/2 13:58:58