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问题
如果高血压患者购买的是医疗保险,是否需要告知高血压病情?
释义
法律分析:高血压患者在购买医疗保险时,需要如实告知自己的病情。因为在保险合同中,保险公司会对投保人的病情进行询问,并根据投保人的病情制定保险费率和保险责任范围。如果投保人故意隐瞒自己的病情,导致保险公司无法正确评估风险,最终可能会导致保险公司拒绝理赔。
法律依据:
1.《保险法》第十条:投保人、被保险人应当在投保或者订立保险合同时如实告知与保险事项有关的情况,保险人应当根据告知情况确定保险费率和保险责任范围。
2.《民法典》第十一条:单位人员因执行任务造成损害,由单位承担。
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更新时间:2025/7/24 1:47:44