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信用卡欠款医保卡能被冻结吗
释义
信用卡欠款医保卡不会被冻结。欠信用卡的后果:
1、消费款项不再享受免息还款待遇。发卡银行会从发生消费的当天,以消费金额为本金按日计算利息,日息万分之五,按月计收复利,对最低还款额未还部分,还会按月收取5%滞纳金;
2、收到发卡银行的催缴电话、催缴信;
3、影响个人信用记录。被发卡银行冻结信用卡账户,欠款记录可能被反馈至人民银行个人征信系统,影响持卡人的个人信用记录,导致持卡人无法正常申请住房按揭贷款等。
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person subject to administration
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更新时间:2026/6/11 6:50:24