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17岁借钱应急私人贷
释义
律师分析:
未成年办理不了贷款,没有完全的民事行为能力。申请贷款业务的条件:年龄在18-60周岁的自然人(港澳台,内地及外籍亦可);借款人的实际年龄加贷款申请期限不应超过70岁;具有稳定职业、稳定收入,按期偿付贷款本息的能力。
【法律依据】:
《个人贷款管理暂行办法》 第三十九条 经贷款人同意,个人贷款可以展期。 一年以内(含)的个人贷款,展期期限不得超过原贷款期限;一年以上的个人贷款,展期期限累计与原贷款期限相加,不得超过该贷款品种规定的最长贷款期限。
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更新时间:2025/10/23 21:45:58