信用卡还款日错过了怎么办？会影响征信吗？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡还款日错过了怎么办？会影响征信吗？
释义	法律分析：错过信用卡还款日，应尽快还款，以减少对征信的不良影响。若逾期超过90天不还款，则会被列入“信用黑名单”并影响征信记录。(信用信息采集和管理暂行办法) 法律依据：《信用信息采集和管理暂行办法》第七条个人信用信息管理机构在收集、保存、使用个人信用信息的过程中，应当遵守公平、合法、基本原则，保护个人合法权益，防止不当侵害。第二十四条信用信息采集、保存机构、查询机构等采集、保存、提供信息的机构不得贩卖、泄露被查询者的信用信息及查询记录。
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