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公积金买房子可以抵多少
释义
法律分析:随着各大城市信贷政策的调整,多数地区商业贷款的首付比例都有所增加,相比商业贷款,公积金贷款的首付比例调整幅度较小。以北京为例,首套房首付比例低为35%(普通住宅),二套房首付比例为50%(普通住房),而采用北京市公积金贷款,首套和二套住房的低首付款比例均为20%。
法律依据:《住房公积金管理条例》 第一条 为了加强对住房公积金的管理,维护住房公积金所有者的合法权益,促进城镇住房建设,提高城镇居民的居住水平,制定本条例。
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更新时间:2025/12/28 16:59:50