丽人贷款是合法公司吗-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	丽人贷款是合法公司吗
释义	法律分析：贷款超过年利率24就违法。在借款合同或借条上若无利息约定，往往可以推定借款人不必对贷款人支付利息。换句话说，从法律上讲，借款人拿到的是无息借款。虽然这里可能对出借人的利益会造成一定的损害，但也是诚实守信原则的体现，我们常把这个叫做无息推定。借贷利息不超过年利率24。法律依据：《中华人民共和国民间借贷司法解释》第三条：贷款利率和借款利率之和不得超过24%，超过即为违法。
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