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黄斑变性重疾险的保障范围是否包含预防性治疗?
释义
法律分析:保险合同中未明确规定,但根据相关法律规定,预防性治疗不属于保险赔付范围。
法律依据:
1.《中华人民共和国保险法》第十五条:保险合同约定的保险责任应当是合法的、明确的、具体的。
2.《中华人民共和国保险法》第二十六条:保险人不承担保险合同约定以外的保险责任。
3.《中华人民共和国医疗保险法》第十五条:医疗保险基金不支付预防性治疗费用。
总结:黄斑变性重疾险的保障范围不包含预防性治疗,保险赔付范围应当是合法、明确、具体的。
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更新时间:2025/1/31 12:21:57