2023年还贷中的房子能贷款吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	2023年还贷中的房子能贷款吗
释义	法律分析：按揭没还完的房子可以用于抵押贷款。但是，申请贷款的金额需要进行评估，主要是根据房屋的市场价格和按揭没还完的贷款比例决定。同时，在进行抵押贷款前需要进行申请，申请的资料主要有身份证、户口本、居住证明、婚姻证明、产权证、贷款合同等。法律依据：《中华人民共和国民法典》第二百零九条不动产物权的设立、变更、转让和消灭，经依法登记，发生效力；未经登记，不发生效力，但是法律另有规定的除外。依法属于国家所有的自然资源，所有权可以不登记。
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