长期不用的存折需要注销吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	长期不用的存折需要注销吗
释义	法律分析：不需要主动注销。根据相关规定，存折长期不用会自动注销，因此不需要本人注销。法律依据：《中华人民共和国商业银行法》第二十九条商业银行办理个人储蓄存款业务，应当遵循存款自愿、取款自由、存款有息、为存款人保密的原则。对个人储蓄存款，商业银行有权拒绝任何单位或者个人查询、冻结、扣划，但法律另有规定的除外。
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