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担保人现在贷款人还不上钱怎么办
释义
担保贷款对方不还的处理:担保人代偿。提供抵押物的,债权人可申请拍卖变现以优先清偿。提供人保的,担保人承担所有财产责任。给人担保贷款未还的处理方式如下:需由担保人代为偿还。如果提供了抵押物,当债务人不能偿还债务时,债权人可以申请法院拍卖担保人提供的抵押物,以该抵押物的变现价值优先获得清偿。如果提供了保证人,那么担保人的所有财产都将承担保证责任。《中华人民共和国民法典》第六百八十六条保证的方式包括一般保证和连带责任保证。
该内容由 张家齐律师 和 家和律云 共创回答
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