房产按揭贷款的流程是怎样的?-法律综合法律援助-法律咨询免费平台-国际律师联盟

网站首页词典首页

问题	房产按揭贷款的流程是怎样的?
释义	房屋按揭贷款的办理流程：（一）到银行了解相关情况，并办理相关的资料申请个人住房贷款。（二）接受银行审查，并确定贷款额度。（三）办理借款合同，且由银行代办保险。办理产权抵押登记和公证。（四）银行发放贷款，借贷人每月还款和还清本息后的注销登记。【法律依据】《个人贷款管理暂行办法》第九条贷款人应建立借款人合理的收入偿债比例控制机制，结合借款人收入、负债、支出、贷款用途、担保情况等因素，合理确定贷款金额和期限，控制借款人每期还款额不超过其还款能力。
随便看	无锡社会保险缴费比例无锡社会保险最新缴费比例？无锡社会保险最新缴费比例无锡社会保险缴纳比例? 无锡市社保缴费比例无锡社会保险缴费比例？无锡社保2021年缴费标准无锡市2021年社保缴费基数无锡社保个人缴费标准 2021年无锡社保缴费标准无锡职工医保缴费比例无锡社保缴费基数高新技术企业认定条件2022 高新技术企业认定条件2020 2020高新企业认定条件高新技术企业认定条件2021 最新高新技术企业认定办法高新企业认定要什么条件国家高新企业认定的条件高新企业技术认定政策高新技术企业认定条件是什么认定为高新企业条件高新技术企业认定政策高新技术认定企业名单国家级高新技术企业由谁认定 principle of private prosecution principle of progressive average principle of proletarian internationalism principle of proportionality principle of public administration principle of public benefit principle of public good principle of public summons principle of punishment as stipulated principle of punishment in combination with education principle of raising working efficiency principle of reasonableness principle of reasonableness and consistency principle of reciprocity principle of regeneration through own efforts principle of reinforcing supervision and control over product quality principle of relying upon the masses principle of restituting actual losses principle of restrictive aggravation principle of retroactivity principle of rule of law principle of safeguarding public interests of the state and society principle of safeguarding the fundamental human rights principle of safeguarding the fundamental rights of citizens principle of safeguarding the rights of the party interested

法律咨询免费平台收录17839362条法律咨询问答词条，基本涵盖了全部常用法律问题的释义及解答，是法律学习及实务的有利工具。