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问题
房屋按揭贷款流程?
释义
律师分析:
1、到中意的楼盘看房、了解实际情况;
2、确定购买的房屋后,可以签订认购合同;
3、按约定期限签订购房合同,支付首付款;
4、到银行签订抵押贷款合同;
5、办理抵押登记。
【法律依据】:
《城市房地产抵押管理办法》
第二十条 预购商品房贷款抵押的,商品房开发项目必须符合房地产转让条件并取得商品房预售许可证。
第二十七条 以预购商品房贷款抵押的,须提交生效的预购房屋合同。
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更新时间:2025/2/6 3:27:04