房贷提前还划不划算-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷提前还划不划算
释义	提前还贷划不划算与你的贷款有关，现在的贷款种类很多，有银行贷款、网贷、金融公司的贷款等，他们的规定是有不同的，有的贷款提前还款不收取剩余利息，这是划算的。而有的贷款提前还贷需要交剩余所有利息，还可能要交违约金，这个就不划算了。提前还贷的流程：1.查看贷款合同，看看是否需要交违约金。2.拨打贷款银行的客服电话，申请提前还贷。3.到贷款银行网点柜台填写《提前还款申请表》。4.提交申请表后在柜台存入需要提前还款的金额。
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