疫情期间还不起房贷怎么办 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	疫情期间还不起房贷怎么办 -法律知识
释义	法律分析：疫情期间还不上房贷可以申请延期。法律依据：《中华人民共和国个人贷款暂行办法》第十一条个人贷款申请应具备以下条件：(一)借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人二)贷款用途明确合法三)贷款申请数额、期限和币种合理四)借款人具备还款意愿和还款能力五)借款人信用状况良好，无重大不良信用记录(六)贷款人要求的其他条件。
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