光大信用卡还款失败怎么办-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	光大信用卡还款失败怎么办
释义	光大信用卡还款失败的话，需要在最迟还款日之前将钱重新还上。信用卡自动扣款只会在还款日扣款一次。扣款失败的大部分原因是还款卡余额不足，因此无法偿还信用卡。在这种情况下，银行通常会发送短信提醒。持卡人应始终注意短信。如果扣除失败，必须在还款日偿还，最迟不得超过宽限期。至于如何还款，这并不意味着如果余额不足，可以在银行卡上存足够的钱。银行不会再次扣除款项，这要求持卡人手动还款。还款方式没有限制，信用卡也没有限制ATM插卡存现金还款，或使用银行卡到相应的信用卡号转账还款。
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