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股权质押比例应该怎样算?
释义
由银行依据被质押的股票质量及借款人的财务和资信状况与借款人商定,但股票质押率最高不能超过60% 。质押率上限的调整由中国人民银行和中国银行业监督管理委员会决定。计算公式如下: 质押率贷款本金/质押股票市值)×100% 质押股票市值押股票数量×前七个交易日股票平均收盘价。
法律依据:
《中华人民共和国民法典》 第四百四十三条 可以转让的股权可以出质。
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