车贷还未还清可以再申请贷款买房吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

网站首页词典首页

问题	车贷还未还清可以再申请贷款买房吗
释义	需要评估还款能力。个人在银行申请贷款买房，银行会要求申请人现在有稳定的工作和收入，有足够的还款能力。贷款通则：第十条：除委托贷款以外，贷款人发放贷款，借款人应当提供担保。贷款人应当对保证人的偿还能力，抵押物、质物的权属和价值以及实现抵押权、质权的可行性进行严格审查。经贷款审查、评估，确认借款人资信良好，确能偿还贷款的，可以不提供担保。法律依据：《商业银行法全文》第三十六条商业银行贷款，借款人应当提供担保。商业银行应当对保证人的偿还能力，抵押物、质物的权属和价值以及实现抵押权、质权的可行性进行严格审查。
随便看	兴业银行怎么协商还款36期-兴业银行怎么协商还款36期还款借款合同解除后担保合同是否仍然有效？房屋担保贷款合同签订后，买卖合同无效、解除或被撤销了，贷款怎么办？房贷的借款合同可以变更吗借款合同到期不还款可以解除合同吗，借款合同到期不还怎么办房贷的借款合同可以变更吗房贷的借款合同可以变更吗房贷的借款合同可以变更吗？借款合同如何变更或终止借款合同该如何变更终止借款合同如何变更终止，签订借款合同注意事项借款合同解除后担保合同有效吗警徽能随便挂吗公积金怎么关联联名卡强奸犯罪要终身监禁吗强奸犯关多少年强奸犯最高判几年法律规章强奸犯至少判多些年？强奸犯做多久 -法律知识强奸犯主几年 -法律知识强奸犯做多久 -法律知识法律上规定强奸犯关多少年强奸犯主几年 -法律知识强奸犯几年起 -法律知识强奸犯关多少年 responsibility for administrative contract responsibility for administrative malfeasances responsibility for a fault or wrong responsibility for an offense responsibility for risk responsibility for territory responsibility for the quality of industrial products responsibility for violation of disciplines responsibility in administrative law responsibility legislation of divorce responsibility of claims doctrine responsibility of infants for crime responsibility of the insane person for crime Responsibility, Responsible responsibility restraint responsibility system responsibility system for full negligence responsibility system for safety in production responsibility system in business operation responsibility system in business operations under lease responsibility system in commercial operations responsibility system in designing responsibility system of assets management responsibility system of enterprises responsibility system of leading officers for the power of command

法律咨询免费平台收录17839362条法律咨询问答词条，基本涵盖了全部常用法律问题的释义及解答，是法律学习及实务的有利工具。