儿子欠信用卡还不了父母需承担么？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	儿子欠信用卡还不了父母需承担么？
释义	如果子女为成年人，子女拖欠信用卡其父母是不需要承担欠款责任的；但如果子女为未成年人，父母为其第二还款人，要替子女偿还信用卡。向符合条件的同一申请人核发学生信用卡的发卡银行不得超过两家（附属卡除外）【法律依据】《商业银行信用卡业务监督管理形式》第五十条，发卡银行应当建立信用卡授信管理制度，根据持卡人资信状况、用卡情况和风险信息对信用卡授信额度进行动态管理，并及时按照约定形式通知持卡人，必要时可以要求持卡人落实第二还款来源或要求其提供担保。
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