新浪分期逾期了200多天要我还6000怎么办-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	新浪分期逾期了200多天要我还6000怎么办
释义	律师分析: 可以直接向法院起诉维权。如果年利率在超过36%的，即可认定为高利贷。一般情况下，民间借贷年利率不得超过36%，否则不受法律保护。【法律依据】: 《最高人民法院关于人民法院审理借贷案件的若干意见》第六条民间借贷的利率可以适当高于银行的利率，各地人民法院可根据本地区的实际情况具体掌握，但最高不得超过银行同类贷款利率的四倍（包含利率本数）。超出此限度的，超出部分的利息不予保护。
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