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问题
房屋抵押银行贷款流程是什么
释义
第一步、提交所需证件。第二步、看房评估。第三步、在银行面签合同。房屋评估后,还需要办理房产保险手续及相应的贷款审批手续,并与审批同意发放贷款合同及抵押合同。第四步、抵押登记。借款人持房产证、借款合同到房产所在区县房地局办理抵押登记手续,机关费用由借款人承担。第五步、放款。
法律依据
《中华人民共和国民法典》第四百条
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更新时间:2025/12/13 1:23:01