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问题
怎样确定一种保险的受益人有多个
释义
受益人为数人时,应按下列顺序确定保险金的受益人:
(1)指定受益人。这是居于首要位置的受益人。
(2)后继指定的受益人:如果指定的受益人死亡,而未行使受益权,后来指定的受益人即享有受益权。
(3)被保险人的法定继承人。
【本文关联的相关法律依据】
《中华人民共和国保险法》第四十条被保险人或者投保人可以指定一人或者数人为受益人。受益人为数人的,被保险人或者投保人可以确定受益顺序和受益份额;未确定受益份额的,受益人按照相等份额享有受益权。
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