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信贷公司贷款合法吗
释义
法律分析:如果贷款利息超过年利率36%的,是不合法的。
法律依据:《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条借贷双方约定的利率未超过年利率24%,出借人请求借款人按照约定的利率支付利息的,人民法院应予支持。
借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。
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people's court of original trial
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people's court of special jurisdiction
people's court receiving a transferred case
people's court where an insured event has occurred
people's court where the accused enters registration
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更新时间:2025/4/24 5:16:54