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问题
柳州公积金贷款额度
释义
律师分析:
根据柳州市住房公积金管理中心发布的规定,柳州市住房公积金贷款额度需要进行审批,具体额度在申请人家庭还款能力、信用情况等多种因素的综合考虑下确定。同时对于借款人和配偶的公积金账户余额,在受理之日缴存账户的余额为准,缴存余额倍数为6倍,缴存时间系数按连续正常缴存住房公积金的时间确定。
【法律依据】:
《中华人民共和国住房公积金管理条例》第二十一条 住房公积金贷款的额度,应当根据借款人的还款能力和贷款用途等因素确定,并应当符合国家有关规定和本条例的规定。
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