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问题	银行债权转让需要告知担保人吗债权该怎么转让
释义	法律分析：需要告知担保人，未经保证人书面同意的，保证人对未经其同意转让的债务，不再承担保证责任。法律依据：《中华人民共和国民法典》第六百九十七条债权人未经保证人书面同意，允许债务人转移全部或者部分债务，保证人对未经其同意转移的债务不再承担保证责任，但是债权人和保证人另有约定的除外。第三人加入债务的，保证人的保证责任不受影响。
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