贷款下不来房子买不了交出去的首付怎么办？-房屋质量以及买卖法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款下不来房子买不了交出去的首付怎么办？
释义	律师分析: 此时可以申请退回首付。在商品房买卖合同订立后，出现房屋担保贷款无法办理这一不可归责于双方当事人的客观障碍，导致合同难以继续履行，此时若继续维持合同的原有效力，则是将贷款未获审批的责任加诸于买方，有违公平原则，可能对买方产生显失公平的结果。【法律依据】: 《中华人民共和国民法典》第二百一十五条当事人之间订立有关设立、变更、转让和消灭不动产物权的合同，除法律另有规定或者当事人另有约定外，自合同成立时生效；未办理物权登记的，不影响合同效力。
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