要约生效时间是保险合同成立时间吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	要约生效时间是保险合同成立时间吗
释义	法律分析：约生效时间不是保险合同成立时间。法律依据：《中华人民共和国保险法》第十三条投保人提出保险要求，经保险人同意承保，保险合同成立。保险人应当及时向投保人签发保险单或者其他保险凭证。由此可以看出，保险合同成立的时间应当是保险人同意承保的时间。
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