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如何计算信用卡还款日期
释义
信用卡到期还款日是指信用卡发卡银行要求持卡人归还应付款项的最后一天。
事实上,到期还款日是免息还款期的最后一天,在此之前,还款是免息的,逾期将收取利息和滞纳金。
对于不同的银行,免息还款期限是不同的。不同银行的信用卡有不同的计算方法,但一般有两种:
1、明确规定每月一天为免息截止日期,免息期为从消费日到截止日期之间的日期。
2.持卡人设定单日,然后根据账单日设定最迟还款日。免息期是从消费日到最迟还款日的日期。
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