夫妻用对方的身份证贷款怎样办？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	夫妻用对方的身份证贷款怎样办？
释义	正常的商业银行贷款一般需要贷款人现场签字确认等环节，仅凭身份信息无法获得贷款。根据你提供的信息，你丈夫是用你的身份信息在网上贷款，应该属于网上小额贷款公司。虽然你丈夫是冒用你的名义进行贷款，但你可能仍需要承担还款义务。法律依据：《中华人民共和国关于适用若干问题的解释（二）》第二十四条债权人就婚姻关系存续期间夫妻一方以个人名义所负债务主张权利的，应当按夫妻共同债务处理。但夫妻一方能够证明债权人与债务人明确约定为个人债务，可不承担还款义务。
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