网贷需要保证金吗-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	网贷需要保证金吗
释义	法律分析：根据我国相关法律规定，网贷是不需要缴纳保证金。若网贷被骗应及时保留相关证据报警处理。法律依据：《关于人民法院审理借贷案件的若干意见》六、民间借贷的利率可以适当高于银行的利率，各地人民法院可根据本地区的实际情况具体掌握，但最高不得超过银行同类贷款利率的四倍(包含利率本数)。超出此限度的，超出部分的利息不予保护。
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