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问题
车损险每年递减多少?
释义
法律分析:
车险在去年不出险的情况下,第二年可以获得一定的优惠。 但这个优惠金额并不是递减的,而是根据车险折扣系数来定的。 比如第一年商业车险保费7000元,第二年折扣系数0.5419,那么第二年保费就是3793.3元。
法律依据:
《机动车交强险条例》 第二十一条 被保险机动车发生道路交通事故造成本车人员、被保险人以外的受害人人身伤亡、财产损失的,由保险公司依法在机动车交通事故责任强制保险责任限额范围内予以赔偿。 道路交通事故的损失是由受害人故意造成的,保险公司不予赔偿。
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更新时间:2025/5/7 19:12:37