惠州二套房贷款利率法律问题-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	惠州二套房贷款利率法律问题
释义	法律分析: 二套房房贷利率应是基准利率的1.1倍。商贷的基准利率为6.55%(10年期),公积金贷款基准利率为4.5%。法律依据: 《关于促进房地产市场平稳健康发展的通知》通知明确，对已利用贷款购买住房、又申请购买第二套（含）以上住房的家庭（包括借款人、配偶及未成年子女），贷款首付款比例不得低于40%,贷款利率严格按照风险定价。
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