光大信用卡逾期半年有什么后果-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	光大信用卡逾期半年有什么后果
释义	在光大银行逾期半年了，信用卡一般是会被冻结的。一旦逾期时间超出90天以上，你就可以被视为严重逾期，极有可能被起诉的。信用卡逾期的后如果：会有逾期还款等负面信息记录在个人的信用报告中；逾期还款等负面信息不是永远记录在个人的信用报告中的，我国目前的信用记录保持时间为五年。在还清信用卡的欠款之后，任何人都可以重新开始建立信用记录，从头再来；是否构成刑事犯罪以及是否会坐牢，除了看欠款的时间，还要看信用卡欠款的本金金额；
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