银行贷款提前收取利息是否合理？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	银行贷款提前收取利息是否合理？
释义	律师解析：银行的做法不但不合理，而且是不合法的。【法律依据】：《中华人民共和国民法典》借款的利息不得在本金中预先扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。银行的做法违反了法律的强制性规定，即便这种做法是得到你当初认可的，也无效，你可以主张以实际借款数额计算利息和归还本金。
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