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问题
房屋贷款压在银行的叫什么证?
释义
房产证。房产证抵押贷款,房产证是否要押到银行要根据情况而定,这个要看当地的抵押部门的,有的城市抵押部门会收回房产证的原件,然后出具抵押他项权证给银行,等到还款的时候再去抵押部陆敬门解押,然后退回原件。法律依据:《中华人民共和国民法典》 第四百二十五条 为担保债务的履行,债务人或者第三人将其动产出质给债权人占有的,债务人不履行到期债务或者发生当事人约祥悉孙定的实现质权的情形,债权人有权就该动产优先受偿。前谨链款规章的债务人或者第三人为出质人,债权人为质权人,交付的动产为质押财产。
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更新时间:2025/4/22 1:36:40