夫妻不是一个户口本如何贷款-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	夫妻不是一个户口本如何贷款
释义	法律分析：夫妻户口不在一起不影响住房贷款。法律依据：《个人住房贷款管理办法》第五条借款人须同时具备以下条件：一、具有城镇常住户口或有效居留身份；二、有稳定的职业和收入，信用良好，有偿还贷款本息的能力；三、具有购买住房的合同或协议；四、有贷款人认可的资产作为抵押或质押，或有足够代偿能力的单位或个人作为保证人。
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