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问题
老人存款儿女能代取吗
释义
法律分析:
经过老人同意后可以代取,但取款时必须携带双方的有效证件
法律依据:
《储蓄管理条例》
第二十九条 未到期的定期储蓄存款,储户提前支取的,必须持存单和存款人的身份证明办理;代储户支取的,代支取人还必须持其身份证明。
第三十二条 储蓄机构及其工作人员对储户的储蓄情况负有保密责任。储蓄机构不代任何单位和个人查询、冻结或者划拨储蓄存款,国家法律、行政法规另有规定的除外。
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更新时间:2026/5/15 0:20:36