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问题	支付宝律师函来了怎么办怎么协商还款
释义	法律分析：可与对方协商分期还款，如果协商不成，您需要准备诉讼材料出庭应诉。法律依据：《中华人民共和国民法典》第四百七十条合同的内容由当事人约定，一般包括下列条款：（一）当事人的姓名或者名称和住所；（二）标的；（三）数量；（四）质量；（五）价款或者报酬；（六）履行期限、地点和方式；（七）违约责任；（八）解决争议的方法。当事人可以参照各类合同的示范文本订立合同。
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