建立退休养老规划的原则-退休法律援助-法律咨询免费平台-国际律师联盟

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问题	建立退休养老规划的原则
释义	法律分析： 1. 及早规划原则 2. 弹性化原则：退休养老规划应具有弹性或缓冲性，以增加其适应性; 3. 退休基金使用的收益化原则：投资者在保持稳健性的前提下，追求收益最大化; 4. 谨慎性原则：多估计些支出，少估计些收入。法律依据：《中华人民共和国社会保险法》第十一条基本养老保险实行社会统筹与个人账户相结合。基本养老保险基金由用人单位和个人缴费以及政府补贴等组成。
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