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被即有分期告上法庭 法律问题
释义
法律分析:
银行同期贷款利率4倍以内的属于合法利率,超过4倍的,属于高利贷,而高利贷的部分是不受法律保护的。
法律依据:
《关于审理民间借贷案件适用法律若干问题的规定》 第二十六条 如果约定的利率超过年利率36%,超过部分无效,借款人可以要求出借人归还已收取的超过年利率36%部分的利息。由此可见,高利贷是违法的,不受法律保护,出借人已收取高额利息的,还应当返还。
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administrative punishment in respect of exchange control
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administrative regional division of the People's Republic of China
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更新时间:2025/3/14 6:09:32