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保险理赔可以协商理赔吗 -保险
释义
法律分析:
自行协商或者在保险公司查勘定损人员指导下协商赔偿责任。无需保险理赔的,可以在平等自愿原则下协商并履行赔付。
法律依据:
《中华人民共和国社会保险法》 第二条 国家建立基本养老保险、基本医疗保险、工伤保险、失业保险、生育保险等社会保险制度,保障公民在年老、疾病、工伤、失业、生育等情况下依法从国家和社会获得物质帮助的权利。
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更新时间:2026/2/17 15:47:59