二手房买卖合同按揭手续是怎样-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	二手房买卖合同按揭手续是怎样
释义	二手房按揭跟一手房按揭相比，有一些不同，其贷款步骤如下：1、购房人与售房人达成一致意向，签订房屋买卖协议或房屋买卖合同；2、符合条件的购房人向其认定的贷款银行提出借款申请，并提供有关的证明材料；3、买卖双方要到贷款银行指定(认可)的评估机构进行房屋评估；5、贷款银行对上述材料进行审批，并在之后向借款申请人告知是否同意贷款；6、同意借款后，买卖双方应该办理产权过户手续，过户后，借款人到银行办理贷款手续；7、购房人与贷款银行签订二手房抵押贷借款合同；8、买卖双方将过户后的房屋所有权证送交贷款银行办理抵押登记手续；9、借款合同生效后，贷款银行根据借款合同划付资金；10、借款人根据约定，按月还款；11、借款人在规定的时间内还清贷款本息，伺候方可解除抵押担保。
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