信用卡逾期两个月会怎样-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期两个月会怎样
释义	1．滞纳金按最低还款金额的5％计算，最低收费为10元人民币或1美元。同时，银行每天将对所有欠款收取万分之五的利息。 2．逾期一个月的，按逾期一次计算。只要逾期一次，就很难增加金额。而且如果连续逾期三次或累计逾期六次，会有不良的信用调查记录，以后贷款和申请信用卡会比较困难。 3．逾期超过一定金额和时间的，银行也会直接冻结信用卡。 4．如果欠款达到一定金额，也可能被银行起诉。法院认为持卡人恶意欠款的，持卡人可以根据欠款金额判处有期徒刑。
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