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问题
民间借贷提供抵押物的是否有效
释义
民间借贷提供抵押物的一般有效,但是特殊财产做抵押物的,应当依法进行登记。抵押,是指债务人或者第三人不转移对法律所列财产的占有,将该财产作为债权的担保。债务人不履行债务时,债权人有权依照法律的规定以该财产折价或者以拍卖、变卖该财产的价款优先受偿。当事人以法律规定的财产抵押的,应当办理抵押物登记,抵押合同自登记之日起生效。
法律依据
《民法典》第三百九十四条、第三百九十五条
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更新时间:2025/5/1 16:53:40