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疫情还不上网贷怎么办
释义
律师分析:
疫情期间网贷还不上的,借款人可以与贷款人协商分期或者延期还款。如果贷款人同意的,借款人就可以分期或者延期偿还;如果贷款人不同意的,则借款人逾期还款的,需要支付逾期利息,并且贷款人可以依法向法院起诉来追回欠款。
【法律依据】:
《中华人民共和国民法典》
第六百七十六条 借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
第六百七十七条 借款人提前返还借款的,除当事人另有约定外,应当按照实际借款的期间计算利息。
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更新时间:2025/1/25 8:18:56