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问题
畅快车贷是合法的吗?
释义
法律分析:
畅快车贷是一个正规、合法的车辆抵押贷款平台。
法律依据:
《个人贷款管理暂行办法》
第五条 贷款人应建立有效的个人贷款全流程管理机制,制订贷款管理制度及每一贷款品种的操作规程,明确相应贷款对象和范围,实施差别风险管理,建立贷款各操作环节的考核和问责机制。
第七条 个人贷款用途应符合法律法规规定和国家有关政策,贷款人不得发放无指定用途的个人贷款。 贷款人应加强贷款资金支付管理,有效防范个人贷款业务风险。
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更新时间:2025/2/2 18:43:29